A few stubborn negative items shouldn't define your financial future. Our Basic Plan uses federal law to challenge every single one — and you don't pay a cent until something actually gets removed.
⚡ Enrollment Closes In
+ $29.99/mo credit monitoring required • One-time $99 audit fee • Only billed when progress is made
Costing you 40-80 points you already earned back
Blocking you from better interest rates and loan approvals
Generic disputes almost always get rejected — ours don't
Without a forensic audit, you're guessing — we don't guess
This isn't a starter plan with starter results. This is precision credit repair for targeted situations.
Every tradeline, inquiry, and public record across TransUnion, Equifax, and Experian reviewed against FCRA accuracy standards. Full written report delivered before any dispute is filed.
A custom-built strategy document that shows exactly what we're targeting, in what order, and why — with 30/60/90-day score milestones specific to your file.
Personalized dispute letters citing FCRA Sections 611, 623, and 605 — not template letters. Tracked and followed up on every 30-day response window without exception.
Complete documentation of every bureau response, deletion, correction, score change, and active investigation status delivered at the end of every billing cycle.
Direct access to our team for questions, document requests, and status updates with a guaranteed one-business-day response time.
Ongoing access to our full education library covering scoring mechanics, utilization strategy, payment history optimization, and maintenance protocols.
Total Value of Everything Above
$872
You Pay Just
$99/month
+ $99 one-time audit fee + $29.99/mo monitoring
Billed only when verifiable progress is made
Enroll using our link. This gives us live tri-bureau visibility into your file — the real-time intelligence we need to track every deletion, every change, every score movement. Required before any work begins. Non-negotiable.
This covers your complete forensic 3-bureau credit audit — every tradeline, inquiry, and public record reviewed against FCRA accuracy standards — plus your personalized 10-Point Restoration Roadmap. You receive both within 5 business days.
Before a single dispute goes out, you see exactly what we found, exactly what we're targeting, and what the realistic outcome looks like for your file. No surprises. No black boxes.
Personalized letters citing specific FCRA violations go to the bureaus. We track every 30-day response window. We re-dispute with escalated arguments when bureaus push back. We don't stop at the first "verified" response.
At the end of each month, if we have documented deletions, corrections, or verified score improvements — your $99 monthly fee is charged. If nothing moved that month, you are not billed. Simple as that.
Written contract provided. 3-day cancellation right honored. No advance fees for future dispute work. Full consumer disclosure per 15 U.S.C. § 1679c.
Every dispute cites specific FCRA sections. Your Section 611, 623, and 604 rights fully enforced. 30-day investigation windows tracked.
Collection accounts challenged under Fair Debt Collection Practices Act. Debt validation rights (15 U.S.C. § 1692g) cited when applicable.
Full Telemarketing Sales Rule compliance. No advance fees per 16 C.F.R. § 310.4(a)(2). Required disclosures provided. Records maintained per TSR.
Section 5 FTC Act compliant. No deceptive practices. CFPB dispute standards applied. Regulation V and Regulation F procedures followed.
New Mexico Unfair Practices Act compliant. State-specific cancellation rights honored. Applicable bonding and registration maintained.
Full legal disclosures: Legal & Compliance • Consumer Rights • Cancellation Policy
Start with your $99 audit. See exactly what's dragging your score down. Then watch us legally eliminate it — and only pay when we do.
If we can't show a single verified improvement in 90 days, you get every package fee back. No questions. No conditions. No runaround.
$99 audit fee + $29.99/mo monitoring to start. Monthly $99 fee only charged when progress is verified. Cancel anytime within 3 business days per CROA rights.
Enter your info below. After submitting, you'll be directed to secure payment for your $99 forensic audit.